About Financing Options

Financing Options: Buy Now, Pay Later

At Sam Diamonds NY, we believe that everyone deserves to enjoy the beauty of fine jewelry without financial stress. That’s why we’re proud to offer flexible "Buy Now, Pay Later" financing options designed to fit your budget.

How It Works

  1. Choose Your Favorite Jewelry
    Browse our collection of stunning 14k and 10k gold jewelry with natural diamonds. Select the perfect piece that speaks to you.

  2. Select Financing at Checkout
    At checkout, choose our "Buy Now, Pay Later" payment option. The process is quick, easy, and hassle-free.

  3. Flexible Payment Plans
    Split your purchase into manageable monthly payments that work for your budget. We offer a variety of payment schedules to give you maximum flexibility.

  4. Enjoy Your Jewelry Today
    Walk away with your new treasure or have it shipped to you right away—no need to wait!

Why Choose Our Financing Plan?

  • No Hidden Fees: What you see is what you get. No surprises, no extra charges.
  • Flexible Payment Options: Choose a plan that works best for you, whether it’s a few months or longer.
  • Fast and Simple Approval: Our financing process is straightforward and designed to get you approved quickly.
  • Immediate Access: Take home your jewelry today and pay over time—it’s that simple!

Frequently Asked Questions

1. How do I apply for financing?
Simply select the "Buy Now, Pay Later" option at checkout and follow the instructions to complete your financing application.

2. Are there any interest rates or extra fees?
No hidden fees! We offer transparent payment plans with clear terms. Interest rates, if applicable, will be disclosed upfront.

3. Can I pay off my plan early?
Yes! You can pay off your balance early without any penalties or extra charges.

4. Is my credit score required for approval?
Our financing partners may perform a soft credit check to assess your application, but this will NOT impact your credit score.

Ready to Sparkle?

Don’t wait to own the jewelry you’ve been dreaming of. With our "Buy Now, Pay Later" financing options, it’s never been easier to add a little extra shine to your life.

Shop now and take advantage of our flexible payment plans—because you deserve it!